Straits Area Federal Credit Union of Cheboygan, MI has 11,920 members and assets of $71 million. The credit union, opened in 1951, has 25 full time employees and 1 part time employee , or 477 members per employee, compared to a national average of 430.

Straits Area FCU

Straits Area Federal Credit Union, Cheboygan


Straits Area Federal Credit Union
201 Locust St
Cheboygan, MI 49721

Straits Area Federal Credit Union of Cheboygan, Michigan has been serving its members for more than 63 years, currently from 4 locations. It is classified as a community credit union serving the communities of Cheboygan County.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards. Financial education and financial literacy workshops are available.

In addition to vehicle loans and other types of credit, Straits Area FCU can do real estate loans and has a first time homebuyer program. Conveniences include check cashing, low-cost wire transfers and money orders. Straits Area FCU members may also take advantage of student scholarships, income tax preparation assistance and loans based on expected tax refund.

Business and professional services include business share accounts and business loans. Those with other financial, savings, and investment needs will appreciate certificates of deposits and insurance/investment products that are offered.

You can visit the credit union electronically via online account access, bank by phone and mobile. Remote functions allow you to fill out a loan app, get your account balance, order checks, make loan payments, view account history, make share account transfers, bill payments, download your account history and view statements.


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