Enrichment Federal Credit Union (EFCU) of Oak Ridge, Tennessee has been a member-owned institution for more than 64 years, currently from 8 locations. It is designated as a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers micro consumer loans. Financial counseling is offered.
Besides boat, RV, and car loans and other kinds of lending, EFCU can do real estate loans and can grant interest only or payment option first mortgage loans. Employees can help you with low-cost wire transfers and money orders. Enrichment FCU members may also benefit from student scholarships, income tax preparation assistance and tax refund anticipation loans.
Services to businesses and professionals include business share accounts, business loans and micro business loans. People having other financial, savings, and investment needs will be pleased to find certificates of deposits and insurance/investment products that are offered.
Available electronic access to EFCU includes Internet banking, automated telephone access and wireless phone apps. Remotely, you can file membership applications, take out a loan, look at your balance, order share drafts, setup a new share account, pay your loan, view transactions, transfer money, pay bills, download your account history and get e-Statements.
Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?
Special offer to credit union members. See your instant credit report.
Also see our daily credit union news page.
Online newspapers and TV stations serving Oak Ridge and Tennessee: The Leaf-Chronicle, USA Today, or view a national listing of newspapers.
Thinking of buying a car? See Tennessee car dealers listed alphabetically by city.