United Federal Credit Union (UFCU) of Saint Joseph, Michigan has been operating for more than 65 years, currently from 22 locations. It is a primarily manufacturing common bond. By number of members, it is the 6th largest in Michigan. It also is the sixth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling and financial education is offered.
In addition to auto loans and other types of credit, UFCU can do real estate loans and can grant interest only or payment option first mortgage loans. Employees can help you with check cashing, low-cost wire transfers and money orders. United FCU members may also take advantage of bilingual services, in-school branches, student scholarships, income tax preparation assistance and tax refund anticipation loans.
Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find health savings accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, open a new share account, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history, get e-Statements and make deposits remotely.
Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?
Special offer to credit union members. See your instant credit report.
Also see our daily credit union news page.
Online newspapers and TV stations serving Saint Joseph and Michigan: Chicago Tribune, Battle Creek Enquirer, or view a national listing of newspapers.
Thinking of buying a car? See Michigan car dealers listed alphabetically by city.