Ocean Communities Federal Credit Union of Biddeford, Maine has been serving its members for more than 66 years, currently from 6 locations. It is classified as a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and small dollar loans. Financial literacy workshops are available.
In addition to vehicle loans and other types of credit, Ocean Communities FCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Ocean Communities FCU members may also take advantage of income tax preparation assistance and loans based on expected tax refund.
Business and professional services include business share accounts, business loans and micro business loans. Those with other financial, savings, and investment needs will appreciate health savings accounts, individual development accounts, certificates of deposits and insurance/investment products that are offered.
You can visit the credit union electronically via online account access, bank by phone and mobile. Remote functions allow you to apply to join the credit union, fill out a loan app, get your account balance, order checks, open a new share account, make loan payments, view account history, make share account transfers, bill payments, download your account history, view statements and do remote check image deposits.
Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?
Special offer to credit union members. See your instant credit report.
Also see our daily credit union news page.
Online newspapers and TV stations serving Biddeford and Maine: USA Today, or view a national listing of newspapers.
Thinking of buying a car? See Maine car dealers listed alphabetically by city.