ORNL Federal Credit Union of Oak Ridge, Tennessee has been in operation for more than 66 years, currently from 32 locations. It is considered a community credit union. By number of members, it is the biggest in Tennessee. It also is the biggest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, ORNL FCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, low-cost wire transfers and money orders. ORNL FCU members may also benefit from in-school branches, student scholarships and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, indirect business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider health savings accounts and insurance/investment products that are offered.
You can do business with the credit union via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.
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Online newspapers and TV stations serving Oak Ridge and Tennessee: The Leaf-Chronicle, USA Today, or view a national listing of newspapers.
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