Energy Federal Credit Union (EFCU ) of Rockville, Maryland has been in operation for more than 66 years, currently from 3 locations. It is considered a primarily government employee common bond.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards and short term small amount loans.
Besides auto loans and other kinds of loans, EFCU can do real estate loans. Convenience services include check cashing. Energy FCU members may also benefit from bilingual services.
Services to businesses and professionals include the credit union is an approved mortgage seller.
Available electronic access to EFCU includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can take out a loan, look at your balance, order share drafts, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.
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