Baylands Federal Credit Union of West Point, Virginia has been operating for more than 68 years, currently from 3 locations. It is a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers small dollar loans. Financial counseling, financial education and financial literacy workshops are offered.
In addition to auto loans and other types of credit, Baylands FCU can do real estate loans and has a first time homebuyer program. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Baylands FCU members may also take advantage of student scholarships, income tax preparation assistance and tax refund anticipation loans.
Business and professional services include micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will be pleased to find individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to apply for a loan, inquire into your account, order checks, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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Online newspapers and TV stations serving West Point and Virginia: Daily Press, USA Today, or view a national listing of newspapers.
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