Saratoga's Community Federal Credit Union of Saratoga Springs, New York has been operating for more than 69 years, currently from 2 locations. It is a community credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards. Financial counseling is offered.
In addition to auto loans and other types of credit, Saratoga's Community FCU can do real estate loans. Employees can help you with check cashing, international remittances and money orders. Saratoga's Community FCU members may also take advantage of in-school branches, student scholarships and tax refund anticipation loans.
Business and professional services include business share accounts and business loans. Individuals with other financial, savings, and investment needs will be pleased to find individual development accounts and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, open a new share account, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history, get e-Statements, make deposits remotely and make mobile payments.
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