Cedar Point Federal Credit Union of Lexington Park, MD has 42,198 members and assets of $427 million. The credit union, opened in 1945, has 97 full time employees and 33 part time employees , or 373 members per employee, compared to a national average of 430.

Cedar Point FCU

Cedar Point Federal Credit Union, Lexington Park

 

Address
Cedar Point Federal Credit Union
22745 Maple Rd
Lexington Park, MD 20653
Phone
(301)863-7071
Website

Cedar Point Federal Credit Union (CPFCU) of Lexington Park, Maryland has been in operation for more than 69 years, currently from 6 locations. It is considered a community credit union. By number of members, it is the 10th largest in Maryland. It also is the tenth largest in the state by assets.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.

Besides auto loans and other kinds of loans, CPFCU can do real estate loans and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, low-cost wire transfers and money orders. Cedar Point FCU members may also benefit from student scholarships, income tax preparation assistance and tax refund loans.

Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.

Available electronic access to CPFCU includes Internet account access, bank by phone and wireless phone apps. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history and view electronic statements.

 

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