Cooperative Center Federal Credit Union (CCFCU) of Berkeley, California has been in operation for more than 72 years. It is considered a multiple common bond credit union.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides auto loans and other kinds of loans, CCFCU can do real estate loans and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, international remittances and low-cost wire transfers. Cooperative Center FCU members may also benefit from bilingual services, in-school branches and income tax preparation assistance.
Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will want to consider individual development accounts and certificates of deposits that are offered.
Available electronic access to CCFCU includes Internet account access and bank by phone. Any time, anywhere, you can apply for membership, take out a loan, look at your balance, order share drafts, setup a new share account, make loan payments, check previous transactions, purchase merchandise, transfer money, automate your bill payments, download your account history and view electronic statements.
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Online newspapers and TV stations serving Berkeley and California: West County Times, Contra Costa Times, San Ramon Valley Times, or view a national listing of newspapers.
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