Kinecta Federal Credit Union of Manhattan Beach, CA has 262,959 members and assets of $3.3 billion. The credit union, opened in 1940, has 1,007 full time employees and 55 part time employees , or 254 members per employee, compared to a national average of 430.

Kinecta FCU

Kinecta Federal Credit Union, Manhattan Beach


Kinecta Federal Credit Union
1440 Rosecrans Ave
Manhattan Beach, CA 90266

Kinecta Federal Credit Union (You're Somebody Special or Protecting What's Essential) of Manhattan Beach, California has been in service for more than 74 years, currently from 36 locations. Its field of membership is a primarily transportation industry common bond. By number of members, it is the 6th largest in California. It also is the sixth largest in the state by assets.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers share-secured credit cards and short term small amount loans. Financial education and financial literacy workshops are available.

Besides automobile loans and other kinds of borrowing, You're Somebody Special or Protecting What's Essen can do real estate loans, has a first time homebuyer program, has indirect mortgage loans and can grant interest only or payment option first mortgage loans. Conveniences include low-cost wire transfers. Kinecta FCU members may also benefit from bilingual services and student scholarships.

Services to businesses and professionals include business share accounts, business loans, mortgage processing and the credit union is an approved mortgage seller.

Available electronic access to You're Somebody Special or Protecting What's Essen includes Internet account access, bank by phone and wireless phone apps. From home, you can apply to join the credit union, take out a loan, look at your balance, order share drafts, setup a new share account, loan payments, view account history, transfer money, online bill pay, download your account history, view statements, capture remote deposits and make payments via mobile devices.


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