Highmark Federal Credit Union of Rapid City, SD has 9,521 members and assets of $95 million. The credit union, opened in 1940, has 41 full time employees and 2 part time employees , or 227 members per employee, compared to a national average of 430.

Highmark FCU

Highmark Federal Credit Union, Rapid City


Highmark Federal Credit Union
725 5th St
Rapid City, SD 57701

Highmark Federal Credit Union of Rapid City, South Dakota has been serving its members for more than 74 years, currently from 4 locations. It is classified as a community credit union. By number of members, it is the 8th largest in South Dakota and it has the 10th fastest growing membership in South Dakota. It also is the eighth largest in the state by assets.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program, share-secured credit cards and small dollar loans. Financial education and financial literacy workshops are available.

In addition to car loans and other types of credit, Highmark FCU can do real estate loans, has a first time homebuyer program and has indirect mortgage loans. Conveniences include check cashing, low-cost wire transfers and money orders. Highmark FCU members may also take advantage of student scholarships, income tax preparation assistance and loans based on expected tax refund.

Business and professional services include business share accounts, business loans, indirect business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will appreciate certificates of deposits and insurance/investment products that are offered.

The "virtual branch office" can be accessed via web based banking, automated telephone access and smartphone. From home, you can apply to join the credit union, inquire into your account, order checks, pay your loan, view account history, make share account transfers, bill payments, download your account history, view statements, make deposits remotely and make payments via mobile devices.


Get a quote on loan rates

Get a quote on a loan

Find a credit union by city, state, or name:


Free credit report for Canada residents.
Monitor your credit and protect against identity theft! Who checked your credit report recently, and what did they see?


Other credit unions around Rapid City
See your credit report

Special offer to credit union members. See your instant credit report.

Also see our daily credit union news page.

Find Local Credit Unions

Find a credit union
Look up other South Dakota credit unions. Locate others that have a community FCU charter.


Online newspapers and TV stations serving Rapid City and South Dakota: Argus Leader, USA Today, or view a national listing of newspapers.


Thinking of buying a car? See South Dakota car dealers listed alphabetically by city.


Links to third-party websites are not under the control of Credit Union Access