G.E.M. Federal Credit Union of Minot, ND has 2,136 members and assets of $24 million. The credit union, opened in 1940, has 6 full time employees and 1 part time employee , or 356 members per employee, compared to a national average of 430.


G.E.M. Federal Credit Union, Minot


G.E.M. Federal Credit Union
2401 N Broadway
Minot, ND 58703

G.E.M. Federal Credit Union (GEM FCU) of Minot, North Dakota has been in operation for more than 74 years. It is considered a primarily government employee common bond.

Checking services include no cost share drafts, share certificates with low minimum balance requirements and bill pay services. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

For members needing to establish credit, the credit union offers a credit builder program. Financial education is among the capabilities they offer.

Besides auto loans and other kinds of loans, GEM FCU can do real estate loans. Convenience services include check cashing, low-cost wire transfers and money orders. G.E.M. FCU members may also benefit from income tax preparation assistance and tax refund loans.

People having other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.

Available electronic access to GEM FCU includes Internet account access and wireless phone apps. Any time, anywhere, you can look at your balance, make loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and make payments via smartphone.


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