Bay Atlantic Federal Credit Union (BAFCU) of Vineland, New Jersey has been operating for more than 75 years, currently from 2 locations. It is a primarily manufacturing common bond.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft protection. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program. Financial counseling, financial education and financial literacy workshops are offered.
In addition to auto loans and other types of credit, BAFCU can do real estate loans. Employees can help you with check cashing, international remittances, low-cost wire transfers and money orders. Bay Atlantic FCU members may also take advantage of bilingual services, student scholarships, income tax preparation assistance and tax refund anticipation loans.
Individuals with other financial, savings, and investment needs will be pleased to find individual development accounts, certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, open a new share account, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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Online newspapers and TV stations serving Vineland and New Jersey: Courier-Post, The News Journal, Ocean County Observer, or view a national listing of newspapers.
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