Voyage Federal Credit Union of Sioux Falls, South Dakota has been serving members for more than 75 years, currently from 4 locations. Its type of membership is a community credit union. By number of members, it is the 7th largest in South Dakota. It also is the seventh largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and small dollar loans. Financial counseling and financial education is among the capabilities they offer.
In addition to vehicle and personal loans and other types of credit, Voyage FCU can do real estate loans and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, low-cost wire transfers and money orders. Voyage FCU members may also take advantage of student scholarships, income tax preparation assistance and tax refund loans.
Business and professional services include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Individuals with other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web banking and bank by phone. Electronically from anywhere, you can inquire into your account, order checks, loan payments, check previous transactions, make share account transfers, bill payer service, download your account history and view electronic statements.
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