Fairmont Federal Credit Union of Fairmont, West Virginia has been a member-owned institution for more than 75 years, currently from 10 locations. It is designated as a community credit union. By number of members, it is the 2nd largest in West Virginia. It also is the second largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers micro consumer loans. Financial education and financial literacy workshops are offered.
Besides boat, RV, and car loans and other kinds of lending, Fairmont FCU can do real estate loans and has a first time homebuyer program. Employees can help you with low-cost wire transfers and money orders. Fairmont FCU members may also benefit from student scholarships, income tax preparation assistance and tax refund anticipation loans.
Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. People having other financial, savings, and investment needs will be pleased to find certificates of deposits and insurance/investment products that are offered.
Available electronic access includes Internet banking, automated telephone access and wireless phone apps. Remotely, you can file membership applications, take out a loan, look at your balance, order share drafts, setup a new share account, pay your loan, view transactions, transfer money, pay bills, download your account history and get e-Statements.
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Online newspapers and TV stations serving Fairmont and West Virginia: The Marietta Times, The Herald-Dispatch, or view a national listing of newspapers.
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