PACific Transportation Federal Credit Union (PacTrans FCU) of Gardena, California has been in service for more than 75 years, currently from 4 locations. Its field of membership is a primarily transportation provider common bond.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards and short term small amount loans.
Besides new and used car loans and other kinds of borrowing, PacTrans FCU can do real estate loans and can grant interest only or payment option first mortgage loans. Conveniences include check cashing and low-cost wire transfers. PACific Transportation FCU members may also benefit from income tax preparation assistance.
Services to businesses and professionals include business share accounts, business loans and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will appreciate health savings accounts and certificates of deposits that are offered.
You can do business with PacTrans FCU via online banking and phone based audio response. Automated capabilities allow you to apply to join the credit union, enter loan applications, check your balance, order share drafts, manage loan payments, view account history, transfer money, online bill pay, download your account history and view statements.
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