Horizons Federal Credit Union of Binghamton, NY has 11,983 members and assets of $99 million. The credit union, opened in 1937, has 32 full time employees and 2 part time employees , or 363 members per employee, compared to a national average of 430.

Horizons FCU

Horizons Federal Credit Union, Binghamton


Horizons Federal Credit Union
120 Main St
Binghamton, NY 13905

Horizons Federal Credit Union of Binghamton, New York has been serving its members for more than 77 years, currently from 3 locations. It is classified as a community credit union where membership is open to people who live, work, worship or attend school in, and businesses and other legal entities located in Broome County, New York.

Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.

Financial education and financial literacy workshops are available.

In addition to vehicle loans and other types of credit, Horizons FCU can do real estate loans and has indirect mortgage loans. Conveniences include low-cost wire transfers and money orders. Horizons FCU members may also take advantage of student scholarships, income tax preparation assistance and loans based on expected tax refund.

Those with other financial, savings, and investment needs will appreciate certificates of deposits and insurance/investment products that are offered.

You can visit the credit union electronically via online account access and bank by phone. Remote functions allow you to fill out a loan app, get your account balance, order checks, make loan payments, view account history, make share account transfers, bill payments, download your account history and view statements.


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