University Federal Credit Union (UFCU) of Austin, Texas has been in operation for more than 78 years, currently from 17 locations. It is considered a primarily education field common bond. By number of members, it is the 8th largest in Texas. It also is the eighth largest in the state by assets.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards and prepaid debit cards are available.
For members needing to establish credit, the credit union offers share-secured credit cards and micro consumer loans. Financial counseling, financial education and financial literacy workshops are among the capabilities they offer.
Besides car loans and other kinds of loans, UFCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Convenience services include check cashing, low-cost wire transfers and money orders. University FCU members may also benefit from bilingual services, student scholarships, income tax preparation assistance and tax refund loans.
Services to businesses and professionals include business share accounts, business loans, micro business loans, mortgage processing and the credit union is an approved mortgage seller. Members having other financial, savings, and investment needs will want to consider certificates of deposits and insurance/investment products that are offered.
You can do business with UFCU via home banking over the web, phone account access and mobile banking apps. Automated functions let you apply for membership, enter loan applications, check your balance, order share drafts, setup a new share account, do loan payments, check previous transactions, transfer money, automate your bill payments, download your account history, view electronic statements and do remote deposits.
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