Lafayette Federal Credit Union (LFCU) of Kensington, Maryland has been serving its members for more than 79 years, currently from 6 locations. It is classified as a primarily government employee common bond. It has the 8th fastest growing assets in Maryland.
Checking services include no cost share drafts, share certificates with low minimum balance requirements, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers a credit builder program and share-secured credit cards.
In addition to vehicle loans and other types of credit, LFCU can do real estate loans, has a first time homebuyer program and can grant interest only or payment option first mortgage loans. Conveniences include check cashing, international remittances, low-cost wire transfers and money orders. Lafayette FCU members may also take advantage of bilingual services and loans based on expected tax refund.
Business and professional services include business share accounts, business loans, merchant processing services/payment processing, mortgage processing and the credit union is an approved mortgage seller. Those with other financial, savings, and investment needs will appreciate individual development accounts and insurance/investment products that are offered.
You can visit LFCU electronically via online account access, bank by phone and mobile. Remote functions allow you to apply to join the credit union, fill out a loan app, get your account balance, order checks, open a new share account, make loan payments, view account history, make share account transfers, bill payments, download your account history, view statements, do remote check image deposits and make payments via mobile devices.
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Online newspapers and TV stations serving Kensington and Maryland: The Washington Post, The Sun, Public Opinion, or view a national listing of newspapers.
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