MembersChoice of Central Texas Federal Credit Union of Waco, Texas has been operating for more than 79 years, currently from 3 locations. It is a community credit union.
Checking services include no cost share drafts, bill pay services, overdraft protection and overdraft lines of credit. Debit cards, ATMs with no surcharges and prepaid debit cards are available.
For members needing to establish credit, the credit union offers short term small amount loans and small dollar loans. Financial counseling and financial education is offered.
In addition to auto loans and other types of credit, MembersChoice of Central Texas FCU can do real estate loans and has a first time homebuyer program. Employees can help you with check cashing, low-cost wire transfers and money orders. MembersChoice of Central Texas FCU members may also take advantage of bilingual services, income tax preparation assistance and tax refund anticipation loans.
Business and professional services include business share accounts, business loans and micro business loans. Individuals with other financial, savings, and investment needs will be pleased to find certificates of deposits and insurance/investment products that are offered.
The "virtual branch office" can be accessed via web based banking, phone based audio response and smartphone. Online features make it possible to file membership applications, apply for a loan, inquire into your account, order checks, manage loan payments, view transactions, make share account transfers, do automatic bill payments, download your account history and get e-Statements.
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Online newspapers and TV stations serving Waco and Texas: KVUE-ABC, USA Today, or view a national listing of newspapers.
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